Questions to Ask Before Buying Disability Insurance


When do benefits begin?

Most plans have a specified waiting period after an illness or injury before payments begin. We can discuss various plans and rates and help you find one that meets your needs.

How long do benefits last?

Several short and long term benefit periods are available to choose from.

How much will I be paid per month by my policy?

Your exact insurance coverage will be listed in your policy, and policies of varying amounts are available. We can discuss your options and help you get coverage that matches your income replacement needs.

Can my Social Security or workers’ compensation benefits be reduced by my private disability insurance policy?

If you receive disability insurance benefits from your personal private long-term disability insurance policy,these benefits may be reduced by your Social Security Disability Insurance (SSDI) benefits or other similar programs.



If you have questions about your insurance coverage, call Jeff Pennington today at 1-877-221-6198 and let him help you make the best choice for your disability insurance policies. It helps to have an expert on your side to get the best rates and policy available from the right insurance provider.






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