As a machinist, you could have any number of responsibilities, depending on the industry in which you work, and the type of machinery you operate. In return for your efforts, you are likely paid between $24,000 and $57,000 per year. That income is vital to supporting your family’s financial stability, so what would happen if you were ill or injured and unable to work for a time? Machinist disability insurance can help here.
Will You Be Disabled?
If you find it hard to believe that you could suffer from a disability, you’re not alone. Most of us find that difficult to believe, but the statistics tell us otherwise. In fact, a full 1/3 of the entire American workforce will be disabled before they reach retirement. This is because, contrary to popular belief, most disabilities have nothing to do with injuries. Instead, they’re related to serious medical conditions – think heart disease, diabetes, arthritis and cancer. Add in lifestyle factors, age, and genetic predisposition, and you can start to see the need for machinist disability insurance.
How Does Disability Insurance Protect You?
Not sure how machinist disability insurance might be able to safeguard your family’s financial situation? It’s not that difficult. If you have become disabled through a qualifying illness or injury, and a specific amount of time out of work has elapsed, the insurer will begin paying you a percentage of your average monthly income for the duration of your policy coverage. That money is yours to use as you see fit – buy groceries, pay your utilities, or pay your mortgage.
The problem is that not all machinist disability insurance policies are the same. It can be challenging to compare your options, your coverage areas and amounts, and more. It can be difficult to determine exactly what a particular insurer considers a disability in the first place. This is where we can help. We’ll help you compare your options, your coverage areas, your rates for machinist disability insurance, and more. Our goal is to ensure that you’re able to make an informed, accurate decision.
Call us today at 1-877-221-6198 or use the form on this page.