As a pediatrician, you’re responsible for providing outstanding medical care to children of all ages and backgrounds. If you were to become disabled, not only would you be unable to earn the income you need to meet your own financial obligations, but your patients would be unable to receive the care they so badly need. The good news is that pediatrician disability insurance can help ensure that you are able to weather the storm should injury or illness strike and help you get back on your feet.
Do You Need Disability Insurance?
Do you actually need to invest in pediatrician disability insurance? Yes, you do. Chances are good that you earn somewhere between $130,000 and $200,000 per year. That income is needed to meet your financial obligations – you have school loans to pay, mortgage payments to make, auto loan payments to make, and maybe tuition payments for your children. You may also need to pay for aspects of your medical office if you own your own practice. If you’re unable to work, you cannot meet those financial obligations. Pediatrician disability insurance gives you the ability to safeguard your income and ensure you can pay what must be paid.
Choosing the Right Disability Insurance Policy
In most cases, an insurance company will give you the chance to buy a maximum monthly benefit that pays out between 60 and 70% of your regular income. However, that may not be the right choice for you. Some pediatricians will require less than this amount, which would also reduce your insurance costs. Finding the right pediatrician disability insurance policy can be daunting, but we can help.
We’ve spent years working with high-income medical professionals to find the best possible insurance protection for their specific needs. We give you the ability to compare insurance costs and coverage, rates and more so that you can find the ideal mixture of benefits to fit your unique situation.
Contact us today at 1-877-221-6198 or use the form on this page to get in touch with us.